Consortium members move R$26 million from FGTS in the first two months

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FGTS funds transferred by consortium workers grew by 9.6% in the first two months of 2023. During the period, 482 participants in real estate consortium groups used the fund to use their balances, partially or fully. The amounts transferred reached R$25.9 million, up from R$23.7 million in the same period of 2022.

Despite the growth in the volume of funds transferred, the number of members afghanistan whatsapp list who used the FGTS remained practically stable. In the first two months of 2022, ten more people, or 492 participants, used the fund to use it under the conditions provided for by law. All rules are defined by the FGTS Operating Agent ( Caixa Econômica ), available in the Home Ownership Manual .

It is possible to use the FGTS in the consortium to:

Place bids
Complement the value of the letter of credit
Amortize or settle the outstanding balance
Pay part of the installments
In addition, it is also possible to use the FGTS for construction, as we detail in this post . Even couples have specific conditions, which you can find out more about here .

See more details about the different uses of FGTS in real estate consortiums in the post below:


Movement of R$192 million from FGTS in 2022
The number of consortium workers who used the FGTS to use in the real estate consortium was slightly lower in 2022. In total, 3,576 participants made this choice, just eight fewer than the 3,588 who made the same choice in 2022.

However, while the number of beneficiaries who used the FGTS fell, the volume of resources used by them went in the opposite direction and registered growth. More than R$192 million were transferred according to permitted uses.

As a result, the movement of FGTS resources through the real estate consortium grew by 7.7%, as R$179.15 million was moved in 2021.

To find out more details about the use of FGTS by consortium workers in 2022, see the graphs below