It may also happen that you go on a trip and the company loses your luggage. If this has happened to you, you may not have used the insurance on your card. But you should know that you can use it as long as more than 48 hours have passed and you still do not have any luggage, and also if it is damaged. To do this, you must file the corresponding claim with the carrier, as you will need it to manage the insurance.
Fraudulent use insurance . This is another of the most common insurance policies for cards and, at the same time, one of the most requested by users, since it provides an answer to some of the problems that arise from their daily use. It covers losses resulting from:
Card forgery.
Loss, theft or removal.
Coverage in case of legal costs and expenses.
To find out if your cards have these coverages, check directly with your branch. They will also inform you of the conditions and guaranteed capital.
Travel assistance insurance as long as you have paid for line data the trip with the card, it offers you:
Coverage in case of illness, such as medical and hospital expenses, etc.
Coverage for delays in the means of transport, cancellations, missed connections due to delays, overbooking…
Theft and damage to luggage
These are some of the most common insurance policies for 'plastic cards', but they may also include others such as, for example, purchase reimbursement insurance. It is important that you check with your bank and be clear about what insurance your cards have included in the contract, as this is something that may vary.
If you are a customer of any of the Grupo Caja Rural entities and have any questions, find a branch of your entity and visit them to find out about all the available options for your cards.